Instant Merchant Advance
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Terms of Use

  1. Acceptance of Terms of Use. Instant Merchant Advance, a service of InstaMerchant Inc, a Delaware limited liability company (''InstaMerchant'') provides its on-line services and web site to you, the User, subject to this Terms of Use Agreement (''TOU''). InstaMerchant reserves the right to alter the TOU at any time without notice to User. By using the Instant Merchant Advance web site, located at the URL www.instantmerchantadvance.com, User agrees to abide buy this TOU Agreement.


  2. On-line Services and Disclaimer of Warranty. The Instant Merchant Advance web site provides on-line services including, but not limited to, automated merchant cash advance application processing. Any new services, resources or informational content added to the web site shall fall under the terms of this TOU Agreement. The on-line resources, informational content, and software on this web site is provided ''AS IS'', AND ALL WARRANTIES, EXPRESS OR IMPLIED, ARE DISCLAIMED, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, MERCHANTABILITY OF ANY COMPUTER PROGRAM OR SOFTWARE, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY OF INFORMATIONAL CONTENT, OR SYSTEM INTEGRATION, OR NON-INFRINGEMENT. Instacredit Manager assumes no responsibility for any data loss or other loss suffered by any User of this web site. User is fully responsible for maintaining its computer equipment and Internet access to use the Instant Merchant Advance web site.


  3. Application. User agrees to provide true and accurate identifying information during the registration process. InstaMerchant reserves the right to terminate the access of such Users should InstaMerchant know, or have reasonable grounds to suspect, that a User has entered false or misleading information during the registration process. ALL USERS MUST BE OF LEGAL AGE TO APPLY.


  4. Informational content supplied by Users. User is fully responsible for any and all informational content that user uploads, posts, e-mails, or transmits using the Instacredit Manager web site. Under no circumstances shall InstaMerchant be held liable for any errors or omissions in any informational content transmitted by Users.


  5. User conduct. User agrees to not use the Instant Merchant Advance web site to:
    1. impersonate another User, person, or entity;
    2. intentionally or unintentionally violate any local, state, or federal law;
    3. upload, or otherwise transmit any software or files that contain software viruses or other harmful computer code;
    4. interfere with the operation of InstaMerchant's web servers or other computers or Internet or network connections;
    5. upload, post or transmit any informational content that is the personal or personally identifiable information of another;
    6. upload, post, email or otherwise transmit any unsolicited or unauthorized advertising, including ''spam'' or ''junk mail.''

    1. InstaMerchant reserves the right to immediately, and without notice, terminate the account of any User found to have violated the provisions of this TOU Agreement. Instacredit Manager may disclose any informational content Users post, upload or transmit to the Instacredit Manager web site, server, or email addresses of Instacredit Manager, if such disclosure is necessary to enforce this TOU Agreement, to comply with legal process, or to protect the rights of InstaMerchant, the public, or other Users.

  6. Information submitted by Users. The use of InstaMerchant’s merchant cash advance application processing services (“Services”) requires User to submit certain personal or personally identifiable information, including, but not limited to, social security number, bank account information, postal address, phone numbers, email addresses, etc. (''Personal Information''). InstaMerchant’s Services require the transmission of User’s Personal Information to various third-party entities in order to obtain additional information about User, including, but not limited to, credit and bank account information, phone numbers and address confirmation, and any other information that InstaMerchant is required to obtain by a Cash Advance lender in order to process User’s application for a cash advance. Therefore, by using InstaMerchant’s web site and Services, User is granting InstaMerchant the right to retain User’s submitted Personal Information and transmit the User’s submitted Personal Information to the third-parties necessary for InstaMerchant to provide User with the requested Services.


  7. Indemnity. You agree to indemnify and hold InstaMerchant, and its subsidiaries, affiliates, officers, agents, co-branders or other partners, and employees, harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of any information you submit, transmit or make available through Instant Merchant Advance’s web site, your use of the Service, your connection to the Service, your violation of the TOU, or your violation of any rights of another.


  8. No Copying. User agrees not to reproduce, copy, scrape, duplicate, or sell any portion of the Instant merchant Advance web site.


  9. Limits and modifications. InstaMerchant may establish without notice limits on the use of its web site, including the number of times Users may access the Instacredit Manager web site. InstaMerchant reserves the right to modify any and all portions of the Instant merchant Advance web site without notice. Under no circumstances shall InstaMerchant be liable to User or any other party for such limits or modifications.


  10. Termination of User account. InstaMerchant may, at its sole discretion, terminate the User's account for any reason. Under no circumstances shall InstaMerchant be liable to User or any other party for such termination of User's account.


  11. Third party advertisers. InstaMerchant may allow third-party advertisers to advertise on the Instant merchant Advance web site. InstaMerchant takes no responsibility for User's dealings with, including any on-line or other purchases from, any third-party advertisers. InstaMerchant shall not be liable for any loss or damage incurred by User in its dealings with third-party advertisers. InstaMerchant shall not be liable for any content provided by third-party advertisers.


  12. Hyperlink policy. The Instant Merchant Advance web site may contain hyperlinks to other third-party Internet sites not under the editorial control of InstaMerchant. Those hyperlinks are not express or implied endorsements or approvals by InstaMerchant of any products, services or information available from those third-party sites.


  13. InstaMerchant 's intellectual property rights. User agrees not to distribute, license, create derivative works from, or reverse engineer any of InstaMerchant's intellectual property available on Instant Merchant Advance’s web site and/or InstaMerchant’s servers, including, but not limited to, material protected by copyright or trademark, and material protected as a trade secret.


  14. No warranties. THE INFORMATION AND SOFTWARE PROVIDED ON THIS WEB SITE IS PROVIDED ''AS IS'' AND ALL WARRANTIES, EXPRESS OR IMPLIED, ARE DISCLAIMED, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, MERCHANTABILITY OF ANY COMPUTER PROGRAM OR SOFTWARE, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY OF INFORMATIONAL CONTENT, OR SYSTEM INTEGRATION, OR NON-INFRINGEMENT.


  15. Limitation of liability. INSTAMERCHANT’S MAXIMUM LIABILITY FOR ANY INACCURATE INFORMATION OR SOFTWARE AND YOUR SOLE AND EXCLUSIVE REMEDY FOR ANY CAUSE WHATSOEVER, SHALL BE LIMITED TO THE AMOUNT PAID (IF ANY) BY YOU FOR THE SERVICES PROVIDED AND/OR INFORMATION RECEIVED. INSTACREDIT MANAGER IS NOT LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, LOSS OF BUSINESS, LOSS OF PROFITS OR CONSEQUENTIAL DAMAGES, WHETHER BASED ON BREACH OF CONTRACT, BREACH OF WARRANTY, TORT, NEGLIGENCE, PRODUCT LIABILITY OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGE. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE LIMITATIONS OF THIS PARAGRAPH MAY NOT APPLY TO YOU.


  16. Notice. Notices may be posted to the Instant Merchant Advance web site or e-mailed to Users using the e-mail address Users submitted during the application process.


  17. General. This TOU Agreement constitutes the entire agreement between you and InstaMerchant and governs your use of the Instant Merchant Advance web site. This TOU Agreement shall be governed by the laws of the Commonwealth of Virginia. User agrees to submit to the personal and exclusive jurisdiction of the courts located within the City of Richmond in the Commonwealth of Virginia. The failure of InstaMerchant to exercise or enforce any right or provision of the TOU shall not constitute a waiver of such right or provision. If any provision of this TOU Agreement is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of the TOU Agreement remain in full force and effect. Any claim arising under the terms of this TOU Agreement must be brought within one (1) year after such claim or cause of action arose or be forever barred.


  18. Violations. Please report any known or suspected violations of the Terms of Use, including any suspected copyright or trademark violations, to support@ instantmerchantadvance.com.
Copyright © 2009 by InstaMerchant. Inc All text, graphics, audio files, Java applets and scripts, software, and other works on this web site are the copyrighted works of InstaMerchant, Inc. All Rights Reserved. Any unauthorized redistribution or reproduction of any copyrighted materials on this web site is strictly prohibited.

The following are the protected Trademarks/Service Marks of InstaMerchant, Inc:
InstantMerchantAdvance SM. All rights reserved. The unauthorized use of any of InstaMerchant Inc's Trademarks and/or Service Marks is strictly prohibited.