Instant Merchant Advance, a service of InstaMerchant Inc. was formed to provide business owners that process credit cards fast access to cash for their businesses. With Business loans and lines-of-credit  being regularly declined, our Merchant Cash Advance program is a viable alternative for working capital. Not only is it an Instant approval program, but best of all, merchants will find that our application processing and underwriting model will provide them with rates normally well below what other lenders can offer.